Senate Bill 578 of 2015 (Public Act 44 of 2016)

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Categories

Consumer credit; predatory lending; mortgage borrowers' bill of rights; modify to refer to federal home loan publications. Amends secs. 2, 6 & 13 of 2002 PA 660 (MCL 445.1632 et seq.) & repeals sec. 7 of 2002 PA 660 (MCL 445.1637).

Documents

Bill Document Formatting Information
Senate Introduced Bill
Introduced bills appear as they were introduced and reflect no subsequent amendments or changes
As Passed by the Senate
The As Passed by the Senate version is the bill, as introduced, that includes any adoped Senate amendments
As Passed by the House
The As Passed by the House version is the bill, as introduced, that includes any adoped House amendments
Senate Concurred Bill
The Concurred Bill is the version passed in identical form by both houses of the Legislature, issues prior to availability of the Enrolled Bill
Public Act
A Public Act is a bill that has become law

Analysis

Senate Fiscal Agency Analysis

SUMMARY OF INTRODUCED BILL IN COMMITTEE (Date Completed: 10-26-15)
This document analyzes SB0578
SUMMARY OF BILL REPORTED FROM COMMITTEE (Date Completed: 11-13-15)
This document analyzes SB0578
SUMMARY OF BILL ON THIRD READING (Date Completed: 12-9-15)
This document analyzes SB0578
ANALYSIS AS PASSED BY THE SENATE (Date Completed: 1-22-16)
This document analyzes SB0578
ANALYSIS AS ENACTED (Date Completed: 1-11-17)
This document analyzes SB0578

House Fiscal Agency Analysis

Summary as Passed by the Senate (2/2/2016)
This document analyzes SB578

History

(House actions in lowercase, Senate actions in UPPERCASE)
Note: A page number of 0 indicates that the page number is coming soon
Date Journal Action
10/22/2015 SJ 96 Pg. 1714 INTRODUCED BY SENATOR DARWIN BOOHER
10/22/2015 SJ 96 Pg. 1714 REFERRED TO COMMITTEE ON BANKING AND FINANCIAL INSTITUTIONS
12/01/2015 SJ 104 Pg. 1886 REPORTED FAVORABLY WITHOUT AMENDMENT
12/01/2015 SJ 104 Pg. 1886 COMMITTEE RECOMMENDED IMMEDIATE EFFECT
12/01/2015 SJ 104 Pg. 1886 REFERRED TO COMMITTEE OF THE WHOLE
12/09/2015 SJ 108 Pg. 1950 REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITH AMENDMENT(S)
12/09/2015 SJ 108 Pg. 1950 AMENDMENT(S) CONCURRED IN
12/09/2015 SJ 108 Pg. 1950 PLACED ON ORDER OF THIRD READING WITH AMENDMENT(S)
12/10/2015 SJ 109 Pg. 1977 PASSED ROLL CALL # 577 YEAS 38 NAYS 0 EXCUSED 0 NOT VOTING 0
12/10/2015 HJ 100 Pg. 2163 received on 12/10/2015
12/10/2015 HJ 100 Pg. 2165 read a first time
12/10/2015 HJ 100 Pg. 2165 referred to Committee on Financial Services
2/10/2016 HJ 13 Pg. 173 reported with recommendation with substitute H-1
2/10/2016 HJ 13 Pg. 173 referred to second reading
2/18/2016 HJ 17 Pg. 236 read a second time
2/18/2016 HJ 17 Pg. 236 substitute H-1 adopted
2/18/2016 HJ 17 Pg. 236 placed on third reading
2/23/2016 HJ 18 Pg. 249 read a third time
2/23/2016 HJ 18 Pg. 249 passed Roll Call # 56 Yeas 96 Nays 10
2/23/2016 HJ 18 Pg. 249 inserted full title
2/23/2016 HJ 18 Pg. 249 vote on passage reconsidered
2/23/2016 HJ 18 Pg. 249 passed; given immediate effect Roll Call # 57 Yeas 93 Nays 13
2/23/2016 HJ 18 Pg. 249 returned to Senate
2/24/2016 SJ 19 Pg. 245 HOUSE SUBSTITUTE H-1 CONCURRED IN
2/24/2016 SJ 19 Pg. 245 ROLL CALL # 75 YEAS 36 NAYS 0 EXCUSED 2 NOT VOTING 0
2/24/2016 SJ 19 Pg. 245 GIVEN IMMEDIATE EFFECT
2/24/2016 SJ 19 Pg. 245 FULL TITLE AGREED TO
2/24/2016 SJ 19 Pg. 245 ORDERED ENROLLED
3/08/2016 SJ 24 Pg. 306 PRESENTED TO GOVERNOR 3/3/2016 @ 4:46 PM
3/16/2016 SJ 28 Pg. 356 APPROVED BY GOVERNOR 3/15/2016 @ 11:52 AM
3/16/2016 SJ 28 Pg. 356 FILED WITH SECRETARY OF STATE 3/15/2016 @ 1:42 PM
3/16/2016 SJ 28 Pg. 356 ASSIGNED PA 0044'16 WITH IMMEDIATE EFFECT