MICHIGAN LEGISLATURE(legislature.mi.gov)
Printed on 8/16/2025
Michigan Compiled Laws Complete Through PA 5 of 2025

House Bill 4343 of 2023 (Public Act 46 of 2024)

Sponsors

Categories

Financial institutions: payday lending; Consumer credit: lending practices; Consumer credit: collection practices; Legislature: reports; State agencies (existing): insurance and financial services
Financial institutions: payday lending; legislative report requirement concerning deferred presentment service providers and transactions; revise. Amends sec. 51 of 2005 PA 244 (MCL 487.2171).

Documents

[PDF] [HTML] House Introduced Bill
Introduced bills appear as they were introduced and reflect no subsequent amendments or changes
[PDF] [HTML] As Passed by the House
The As Passed by the House version is the bill, as introduced, that includes any adoped House amendments
[PDF] [HTML] As Passed by the Senate
The As Passed by the Senate version is the bill, as introduced, that includes any adoped Senate amendments
[PDF] [HTML] House Concurred Bill
The Concurred Bill is the version passed in identical form by both houses of the Legislature, issues prior to availability of the Enrolled Bill
[PDF] [HTML] Public Act
A Public Act is a bill that has become law

Analysis

Senate Fiscal Agency Analysis

[PDF] [HTML] SUMMARY OF HOUSE-PASSED BILL IN COMMITTEE (Date Completed: 2-27-24)
This document analyzes HB4343
[PDF] [HTML] SUMMARY OF BILL REPORTED FROM COMMITTEE (Date Completed: 3-11-24)
This document analyzes HB4343

House Fiscal Agency Analysis

[Summary as Introduced (5/9/2023) PDF] Summary as Introduced (5/9/2023)
This document analyzes HB4343
[Summary as Reported from Committee (6/6/2023) PDF] Summary as Reported from Committee (6/6/2023)
This document analyzes HB4343
[Summary as Passed by the House (6/28/2023) PDF] Summary as Passed by the House (6/28/2023)
This document analyzes HB4343
[Summary as Passed by the Senate/Enacted Version (5/9/2024) PDF] Summary as Passed by the Senate/Enacted Version (5/9/2024)
This document analyzes HB4343

History

(House actions in lowercase, Senate actions in UPPERCASE)
Note: A page number of 0 indicates that the page number is coming soon
Date Journal Action
3/23/2023 HJ 29 Pg. 393 introduced by Representative Jennifer Conlin
3/23/2023 HJ 29 Pg. 393 read a first time
3/23/2023 HJ 29 Pg. 393 referred to Committee on Insurance and Financial Services
4/11/2023 HJ 30 Pg. 397 bill electronically reproduced 03/23/2023
5/18/2023 HJ 46 Pg. 717 reported with recommendation with substitute (H-1)
5/18/2023 HJ 46 Pg. 717 referred to second reading
6/21/2023 HJ 58 Pg. 977 read a second time
6/21/2023 HJ 58 Pg. 977 substitute (H-1) adopted
6/21/2023 HJ 58 Pg. 977 substitute (H-2) adopted
6/21/2023 HJ 58 Pg. 977 placed on third reading
6/22/2023 HJ 59 Pg. 992 read a third time
6/22/2023 HJ 59 Pg. 992 passed; given immediate effect Roll Call # 207 Yeas 97 Nays 12 Excused 0 Not Voting 1
6/22/2023 HJ 59 Pg. 992 transmitted
6/27/2023 SJ 62 Pg. 1135 PASSED BY HOUSE WITH IMMEDIATE EFFECT
6/27/2023 SJ 62 Pg. 1135 REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION
3/07/2024 SJ 24 Pg. 243 REPORTED FAVORABLY WITH SUBSTITUTE (S-1)
3/07/2024 SJ 24 Pg. 243 REFERRED TO COMMITTEE OF THE WHOLE WITH SUBSTITUTE (S-1)
3/13/2024 SJ 26 Pg. 271 REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITH SUBSTITUTE (S-1)
3/13/2024 SJ 26 Pg. 271 SUBSTITUTE (S-1) CONCURRED IN
3/13/2024 SJ 26 Pg. 271 PLACED ON ORDER OF THIRD READING WITH SUBSTITUTE (S-1)
3/14/2024 SJ 27 Pg. 281 SUBSTITUTE (S-2) ADOPTED
3/14/2024 SJ 27 Pg. 281 PASSED ROLL CALL # 59 YEAS 38 NAYS 0 EXCUSED 0 NOT VOTING 0
3/14/2024 SJ 27 Pg. 282 INSERTED FULL TITLE
3/14/2024 SJ 27 Pg. 282 RETURNED TO HOUSE
3/14/2024 HJ 25 Pg. 231 returned from Senate with substitute (S-2) with full title
3/14/2024 HJ 25 Pg. 231 laid over one day under the rules
5/09/2024 HJ 41 Pg. 483 Senate substitute (S-2) concurred in
5/09/2024 HJ 41 Pg. 483 roll call Roll Call # 81 Yeas 96 Nays 11 Excused 0 Not Voting 3
5/09/2024 HJ 41 Pg. 483 full title agreed to
5/09/2024 HJ 41 Pg. 483 bill ordered enrolled
5/15/2024 HJ 43 Pg. 514 presented to the Governor 05/15/2024 10:36 AM
5/22/2024 HJ 46 Pg. 604 approved by the Governor 05/22/2024 11:08 AM
5/22/2024 HJ 46 Pg. 604 filed with Secretary of State 05/22/2024 01:50 PM
5/22/2024 HJ 46 Pg. 604 assigned PA 46'24