House Bill 5332
Sponsor: Rep. Clark Bisbee
House Bill 5333
Sponsor: Rep. Stephen Ehardt
House Bill 5334
Sponsor: Rep. Bruce Patterson
House Bill 5335
Sponsor: Rep. Alan Sanborn
House Bill 5336
Sponsor: Rep. Paul Wojno
Committee: Insurance and Financial
Services
Complete to 2-11-00
A SUMMARY OF HOUSE BILLS 5332-5336 AS INTRODUCED 2-9-00
Each of the bills would amend a different act to update references to the Banking Code. The Banking of Code of 1999 was recently enacted, replacing the Banking Code of 1969. A number of acts refer to the Banking Code and need to be amended accordingly.
House Bill 5332 would amend the Michigan Consumer Protection Act (MCL 445.904). House Bill 5333 would amend the Michigan Export Development Act (MCL 447.152). House Bill 5334 would amend the Sale of Checks Act (MCL 487.904). House Bill 5335 would amend the Savings Bank Act (MCL 487.3103). House Bill 5336 would amend the Estates and Protected Individuals Code (MCL 700.1214).
House Bills 5333-5336 are tie-barred to House Bill 5332.
The section of the Consumer Protection Act being amended says that the act does not apply to unfair, unconscionable, or deceptive methods, acts, or practices that are made unlawful by certain other specified statutes (including the Banking Code and the Insurance Code). However, the act allows an exception for legal actions brought under Section 11, which deals with declaratory judgments, injunctions, and individual and class action lawsuits. House Bill 5332 would amend the act to eliminate the exception that permits Section 11 lawsuits and to specify that the Consumer Protection Act does not "create a cause of action" for methods, acts, or practices made unlawful in the other specified statutes.
The bill would also add to that list of statues the Nonprofit Health Care Corporation Reform Act, which regulates Blue Cross and Blue Shield, and Part 210 of the Public Health Code, which regulates health maintenance organizations.
Analyst: C. Couch