HOUSE BILL No. 6336


     September 18, 2002, Introduced by Rep. Hummel and referred to the Committee on Insurance and Financial Services.


        A bill to amend 1956 PA 218, entitled

   "The insurance code of 1956,"

   (MCL 500.100 to 500.8302) by adding section 3406r.

               THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

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             SEC. 3406R.  (1) NOTWITHSTANDING ANY OTHER PROVISION OF LAW,

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        A HEALTH MAINTENANCE ORGANIZATION AND A HEALTH INSURER MAY REFUSE

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        TO OFFER OR PROVIDE A HEALTH CARE BENEFIT THAT VIOLATES ITS CON-

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        SCIENCE ON AN ETHICAL, MORAL, OR RELIGIOUS GROUND.

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             (2) A HEALTH MAINTENANCE ORGANIZATION AND A HEALTH INSURER

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        SHALL NOT REFUSE TO OFFER OR PROVIDE A HEALTH CARE BENEFIT UNDER

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        SUBSECTION (1) IF THE BENEFIT IS SPECIFICALLY COVERED UNDER THE

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        CONTRACT, POLICY, OR CERTIFICATE.

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             (3) A HEALTH MAINTENANCE ORGANIZATION AND A HEALTH INSURER'S

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        REFUSAL TO OFFER OR PROVIDE A HEALTH CARE BENEFIT UNDER




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        SUBSECTION (1) SHALL NOT BE A BASIS FOR 1 OR MORE OF THE

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        FOLLOWING:

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             (A) CIVIL, CRIMINAL, OR ADMINISTRATIVE LIABILITY.

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             (B) ELIGIBILITY DISCRIMINATION AGAINST THE HEALTH MAINTE-

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        NANCE ORGANIZATION OR HEALTH INSURER IN PROVIDING A CONTRACT,

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        POLICY, OR CERTIFICATE WHERE OFFERING OR PROVIDING THE HEALTH

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        CARE BENEFIT IS NOT EXPRESSLY REQUIRED AS A CONDITION OF

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        ELIGIBILITY.








































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