HOUSE BILL No. 5315

 

November 13, 2003, Introduced by Reps. Hune and Julian and referred to the Committee on Insurance.

        

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                 A bill to amend 1956 PA 218, entitled                                             

                                                                                

    "The insurance code of 1956,"                                               

                                                                                

    by amending section 3109 (MCL 500.3109).                                    

                                                                                

                THE PEOPLE OF THE STATE OF MICHIGAN ENACT:                      

                                                                                

1       Sec. 3109.  (1) Benefits provided or required to be provided                

                                                                                

2   under the laws of any state or the federal government shall be              

                                                                                

3   subtracted from the personal protection insurance benefits                  

                                                                                

4   otherwise payable for the injury.                                           

                                                                                

5       (2) An injured person is a natural person suffering                         

                                                                                

6   accidental bodily injury.                                                   

                                                                                

7       (3) An insurer providing personal protection insurance                      

                                                                                

8   benefits may offer, at appropriately reduced premium rates, a               

                                                                                

9   deductible of a specified dollar amount which does not exceed               

                                                                                

10  $300.00 per accident.  This deductible may be applicable to all             

                                                                                

11  or any specified types of personal protection insurance benefits            

                                                                                


                                                                                

1   but shall apply only to benefits payable to the person named in             

                                                                                

2   the policy, his spouse and any relative of either domiciled in              

                                                                                

3   the same household.  Any other deductible provisions require the            

                                                                                

4   prior approval of the commissioner.                                         

                                                                                

5       Enacting section 1.  This amendatory act does not take                      

                                                                                

6   effect unless Senate Bill No. _____ or House Bill No. 5314                  

                                                                                

7   (request no. 04909'03) of the 92nd Legislature is enacted into              

                                                                                

8   law.