HB 5661, As Passed Senate

HB-5661, As Passed Senate, December 5, 2006

SENATE SUBSTITUTE FOR

HOUSE BILL NO. 5661

A bill to amend 1956 PA 218, entitled

"The insurance code of 1956,"

(MCL 500.100 to 500.8302) by adding section 2111a.

THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

Sec. 2111a. (1) Notwithstanding section 2111, an automobile

insurer may offer a premium discount to insureds 50 years of age

and older who successfully complete a traffic accident prevention

course that an automobile insurer determines meets all of the

criteria listed in subsection (3).

(2) An automobile insurer may provide the discount under

subsection (1) for 3 years after successful completion of an

initial or refresher traffic accident prevention course.

(3) A traffic accident prevention course shall provide for all

of the following:

(a) For an initial traffic accident prevention course,

includes not less than 8 hours of classroom instruction taught by

an instructor certified by the entity offering the course. For a

refresher traffic accident prevention course, includes not less

than 4 hours of classroom instruction taught by an instructor

certified by the entity offering the course.

(b) Includes, but is not limited to, instruction in all of the

following areas:

(i) The effects of aging on driving behavior.

(ii) The shapes, colors, and types of road signs.

(iii) The effects of alcohol and other drugs, including

medications, on older drivers.

(iv) Laws relating to the proper use of a motor vehicle and

safe driving behavior.

(v) Traffic crash avoidance and prevention measures.

(vi) The benefits and proper use of motor vehicle occupant

protection systems.

(vii) Major driving hazards and risk factors associated with

traffic crash prevention.

(viii) Interaction with other highway users such as emergency

vehicles, trucks, motorcyclists, bicyclists, and pedestrians.

certificate of completion that may be used in applying for an

automobile insurance premium discount under subsection (1).