May 10, 2005, Introduced by Rep. Hummel and referred to the Committee on Insurance.
A bill to amend 1956 PA 218, entitled
"The insurance code of 1956,"
(MCL 500.100 to 500.8302) by adding section 3406s.
THE PEOPLE OF THE STATE OF MICHIGAN ENACT:
Sec. 3406s. (1) Notwithstanding any other provision of law, a
health maintenance organization and a health insurer may refuse to
offer or provide a health care benefit on ethical, moral, or
religious grounds as reflected in its articles of incorporation,
bylaws, or an adopted mission statement.
(2) A health maintenance organization and a health insurer
shall not refuse to offer or provide a health care benefit under
subsection (1) if the benefit is specifically covered under the
contract, policy, or certificate.
(3) A health maintenance organization and a health insurer's
refusal to offer or provide a health care benefit under subsection
(1) shall not be a basis for 1 or more of the following:
(a) Civil, criminal, or administrative liability.
(b) Eligibility discrimination against the health maintenance
organization or health insurer in providing a contract, policy, or
certificate unless offering or providing the health care benefit is
expressly required.