SENATE BILL NO. 973
A bill to amend 1956 PA 218, entitled
"The insurance code of 1956,"
(MCL 500.100 to 500.8302) by adding section 3406jj.
the people of the state of michigan enact:
Sec. 3406jj. Beginning January 1, 2026, an insurer that delivers, issues for delivery, or renews in this state a health insurance policy shall provide coverage, including point-of-sale at an in-network pharmacy, for contraception and emergency contraception, including over-the-counter contraception and emergency contraception. An insurer shall provide coverage under this section regardless of whether the contraception or emergency contraception is a prescription. As used in this section:
(a) "Contraception" means a drug, device, or other product, including, but not limited to, a hormonal drug, whether administered orally, transdermally, or intravaginally, that is approved by the United States Food and Drug Administration to prevent pregnancy.
(b) "Emergency contraception" means a drug approved by the United States Food and Drug Administration to prevent pregnancy following unprotected sexual intercourse or a known or suspected contraceptive failure.